Pre-Need & Payments

Homesteaders Life

Preneed funeral insurance carrier (120+ years, A- AM Best rating) offering funding products, marketing support and training for funeral home partners and their policy owners.

InsurancePre-needFunding

What funeral homes use Homesteaders Life for

Fund preneed contracts with an insurance-backed product rated for financial strength
Give families a Simply Easier Payments plan for preneed policy premiums
Access preneed sales training and marketing resources for funeral home staff

Research notes

Confirm availability in your jurisdiction, agent licensing, funding terms and portability before choosing an insurance-funded preneed program.

Before you choose

Ask for a demo using your own workflow.
Confirm total costs, integrations and staff training.
Check privacy, consent and ownership of family data.

Official source checked 2026-10-13

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More Pre-Need & Payments tools

PrecoaFull-service preneed marketing and sales program (Proactive Preneed) that generates leads, staffs a Funeral Planning Center, and sells preneed funeral contracts on behalf of partner funeral homes.
EfuneralOnline funeral arrangement and payment platform (backed by Homesteaders) that lets consumers shop partner funeral homes' price lists, select packages and pay online for at-need and preneed services.
Parting ProCremation-focused case management and online arrangement software with digital payments (pay-now, pay-later, split pay), e-signatures, vitals collection, and website/merchandise integration; now also sold through Tribute Technology.
LendingUSAPoint-of-sale consumer financing for funeral homes: families get fixed-term funeral loans with fast online pre-approval, while the funeral home is paid directly within days; NFDA-endorsed financing option.
ForethoughtPre-need life insurance (Global Atlantic) with the eApp digital application tool and Sales Academy training for funeral agents.
National Guardian LifeMutual insurance company specializing in pre-need funding, with an agent portal and customizable marketing materials.

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